| Company | Value | Change | %Change |
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Loan advances surge by 19.2%: The bank’s gross advances reached ₹6,816 crore, marking a 19.2% year-on-year (YoY) increase. Nearly 99.8% of the portfolio remains secured.
Asset quality remains strong: CSFB demonstrated improved asset quality, with the Gross Non-Performing Asset (NPA) ratio easing to 2.67% from 2.97% in the same quarter last year.
Deposits grow by 12% YoY: Deposits surged to ₹8,384 crore, reflecting a YoY growth of 12% and a quarter-on-quarter (QoQ) increase of 7.8%. The Current Account and Savings Account (CASA) ratio remained steady at 39.1%, slightly below the 39.5% recorded last year but improving from 37.1% in the previous quarter.
Efficient liquidity management: The bank’s average Credit-Deposit (CD) ratio stood at 81.1%, compared to 78.4% a year ago. Liquidity Coverage Ratio (LCR) averaged an impressive 239.2%, demonstrating the bank’s solid liquidity position and readiness to meet short-term obligations.
Amit Sharma, Company Secretary and Compliance Officer, emphasised that these results are provisional, subject to a statutory audit, and pending approval by the Audit Committee and Board of Directors.
Shares of Capital Small Finance Bank closed 0.36% higher on Thursday at ₹294.
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